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Happy Hour And The Law

By Jessica Holguin |

In July, Illinois reversed a 25-year ban on happy hours, that period in the late afternoon when bars and restaurants discount their drinks and offer free appetizers to drum up a little early business. You wouldn’t think a simple marketing scheme would be the focus of so much contention, but for decades, happy hour… Read More »

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Wage Garnishments And Your Options

By Jessica Holguin |

Garnishment, according to Wikipedia, is “a legal order for collecting a monetary judgment on behalf of a plaintiff from a defendant.” Wage garnishment, the most common type of garnishment, is the process of deducting money from an employee’s salary or wages. It happens when a creditor obtains a court order compelling an employer to… Read More »

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Personal Injury Law – The Basics

By Jessica Holguin |

Personal injury law is the field of law that deals with physical injuries caused by another person’s negligence. Personal injury cases may include but are not limited to traffic accidents and injuries, premises liability injuries, medical malpractice injuries, and product liability injuries. If you are injured because of someone else’s negligence in the greater… Read More »

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Bankruptcy Instead of Divorce

By Jessica Holguin |

Everyone knows that money troubles are one of the predominant reasons that married couples divorce. Money problems, however, are problems that many couples can work through, so a heartbreaking divorce is not necessarily the solution. In fact, divorce rarely helps anyone financially, and most people who divorce end up with more money problems rather… Read More »

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The Homestead Exemption In Bankruptcy

By Jessica Holguin |

In an Illinois personal bankruptcy, the homestead exemption can protect part of the equity in your home. Under the Illinois bankruptcy exemption system, homeowners may exempt up to $15,000 of their home equity or other property covered by the homestead exemption. The Illinois homestead exemption requires you to be the property’s legal owner to… Read More »

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Bankruptcy And The Wildcard Exemption

By Jessica Holguin |

If you’re in the Chicago area and you’re struggling with mounting debts, you are not alone. Thousands file for personal bankruptcy every year, and if you choose bankruptcy in Illinois, you will not lose everything you own. Before you make any decisions or take any legal action, speak first with an experienced Chicago bankruptcy… Read More »

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What Bankruptcy Can Do For You

By Jessica Holguin |

There’s no rule or law about when you should file a personal bankruptcy in Illinois. An experienced Chicago bankruptcy lawyer will evaluate your personal financial situation before suggesting any specific legal alternative. In some cases, bankruptcy will be the only practical option; for others in debt, a different strategy may be less expensive but… Read More »

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Prescriptions And Over-The-Counter Drugs

By Jessica Holguin |

In all fifty states, DUI and DWI laws prohibit driving under the influence of alcohol, pot, and legal as well as illegal chemical substances and pharmaceuticals. The DUI law in Illinois makes no exceptions for legally-prescribed medications. Common pharmaceutical drugs that impair a user’s driving ability include Oxycontin, Vicodin, Demerol, and Dolophine – but… Read More »

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Buyer or Seller, You Need A Real Estate Lawyer

By Jessica Holguin |

It’s a good time to buy a home. Both locally and across the nation, all of the economic signs are encouraging. If you do it the right way, buying and selling real estate in the Chicago area doesn’t have to be fraught with anxiety. Whether you’re a first-time homebuyer or a seasoned real estate… Read More »

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Why Do Millionaires File For Bankruptcy?

By Jessica Holguin |

Most people think the word “bankruptcy” is a synonym for the word “broke,” and while that’s not precise, it’s usually close, but not always. If you are dealing with mounting debts in the Chicago area, and if you don’t see any realistic way to pay those debts, discuss your financial circumstances at once with… Read More »

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