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Stay Safe This Season

By Jessica Holguin |

Once again, it’s the holiday season. The holidays mean more drinking, more traffic, more sobriety checkpoints, and more arrests for DUI. If you are charged with DUI by a Chicago or Cook County-area police agency, you’re going to need high-quality legal representation, and you’re going to need it fast. After a DUI arrest, contact… Read More »

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The Good Credit Imperative

By Jessica Holguin |

It’s imperative to have good credit. With poor credit, you may be rejected when you apply for a loan to buy a car, a home, or to start a new business. Put simply, bad credit limits your freedom. Time, patience, and for some, new spending habits will be required to improve one’s credit. However,… Read More »

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For International Homebuyers

By Jessica Holguin |

International homebuyers are purchasing more residential properties in the United States than ever before. From April 2013 through March 2014, U.S. home sales to international homebuyers totaled $92.2 billion according to figures from the National Association of Realtors. That figure represents a 35 percent increase over the previous twelve months. About seven percent of… Read More »

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Why You May Need A Bankruptcy Lawyer

By Jessica Holguin |

In the greater Chicago area, if you’re struggling just to make ends meet and you’ve missed a couple of car, mortgage, or utility payments, it’s probably occurred to you that bankruptcy might be an option. You’re right, but it’s not your only option. If the debts are mounting and you can’t pay them, discuss… Read More »

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When You Need Protection

By Jessica Holguin |

In the greater Chicago area, if your debts are mounting, the one sure way to put an end to the harassing letters and phone calls is to file for bankruptcy. The precise advantages of a bankruptcy filing will depend on whether you file a “Chapter 7” bankruptcy or a “Chapter 13” bankruptcy, but every… Read More »

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Is DUI Enforcement Fair?

By Jessica Holguin |

In the city of Chicago, the cops who set up DUI checkpoints are in trouble, at least with public opinion. In May, a Chicago Tribune investigative report showed how Chicago’s sobriety checkpoints are conducted almost exclusively in Hispanic and African-American neighborhoods. 84 percent of the roadside checkpoints were scheduled in areas populated mostly by… Read More »

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The Three Types of Bankruptcies

By Jessica Holguin |

In previous generations, personal bankruptcy was thought by some to be a shameful last resort. In today’s economy, however, personal bankruptcy filings are no longer the end your credit. Bankruptcy is an acceptable, responsible way to organize your debts and to obtain a more-or-less fresh financial start. In or near the greater Chicago area,… Read More »

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Economy Improves, Bankruptcies Decline

By Jessica Holguin |

As the U.S. economy continues to improve, fewer individuals are filing for bankruptcy. The total number of bankruptcies filed in the United States has declined by more than 660,000 since 2011, and the number of individuals filing has dropped by 48 percent. Bankruptcy can put you back on the road to financial freedom and… Read More »

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Taking Decisive Action

By Jessica Holguin |

If you’ve made the choice to file for bankruptcy after consulting with an experienced Chicago bankruptcy lawyer, for some people a Chapter 13 bankruptcy will be preferable to a Chapter 7 bankruptcy. If you are behind on your mortgage, for example, but you want to keep your home, a Chapter 13 bankruptcy lets you… Read More »

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Initiating The Bankruptcy Process

By Jessica Holguin |

If you are thinking about filing for bankruptcy in Illinois, speak first with an experienced Chicago bankruptcy lawyer. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 made several significant changes to the United States Bankruptcy Code. Let an experienced bankruptcy lawyer explain to you the bankruptcy laws and also discuss with you… Read More »

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