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Some Misconceptions About Bankruptcy

By Jessica Holguin |

Like almost anything in life, bankruptcy is something that you have to experience to understand fully. Those who haven’t experienced it may be misinformed by the many myths and misconceptions that are passed around regarding bankruptcy. If you are struggling with overwhelming debt in or near the Chicago area, and all of your own… Read More »

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Good And Bad News In Illinois DUI Stats

By Jessica Holguin |

The 2014 survey conducted by the Alliance Against Intoxicated Motorists offers good news as well as bad news about DUI in Illinois. The survey, which has been conducted every year since 1990, is funded by a grant from the Illinois Department of Transportation. Clearly, according to the recently-released 2014 report, far too many Illinois… Read More »

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Bankruptcy Pluses And Minuses

By Jessica Holguin |

The most common personal bankruptcy in Illinois is the Chapter 7 bankruptcy. The court sells most of your assets and uses the proceeds to pay as much of your debt as possible. If you choose a Chapter 13 bankruptcy instead, you’ll draft a plan to pay off secured debts and as much unsecured debt… Read More »

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Mesothelioma: The Basics

By Jessica Holguin |

It’s a sad reality that impacts thousands of us every year. Mesothelioma is always ultimately fatal. If you or someone that you love is struggling with mesothelioma, it is vital for you to obtain legal counsel immediately and speak with an experienced Chicago personal injury lawyer. Mesothelioma is a cancer that takes twenty to… Read More »

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The Other DUI Penalties

By Jessica Holguin |

The consequences of an Illinois DUI conviction are more than just legal. Clearly, the best way to avoid the consequences of a DUI conviction is to never drink and drive, but if you’re stopped and arrested for driving under the influence in the Chicago area, speak at once to an experienced Chicago DUI defense… Read More »

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Pre-Bankruptcy Counseling Classes

By Jessica Holguin |

Before you file for bankruptcy in Illinois, you’ll need to take a credit counseling course that has been approved for Illinois bankruptcy filers. It’s one of the conditions for bankruptcy in this state. You’ll be required to complete the credit counseling course, and then after you have filed for bankruptcy, you’ll have to take… Read More »

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Loan Modification Scams – Be On The Lookout

By Jessica Holguin |

Homeowners facing a major financial hardship that could lead to a foreclosure may qualify for a loan modification that changes the terms of the mortgage so that the borrower may afford the payments. A lender may allow a homeowner to refinance the loan, pay a lower interest rate, extend the term of the loan,… Read More »

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Kidney Disease And Medical Malpractice

By Jessica Holguin |

Every year, more than 1.3 million people – people who are already sick or injured – suffer added injury because of medical malpractice. If you or someone you love has been injured by medical malpractice in a Chicago-area hospital, clinic, doctor’s office, or nursing home, get the legal help you need to obtain the… Read More »

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Too Many Bankruptcies?

By Jessica Holguin |

In Illinois, if you don’t see any way that you can pay your mounting debts, review your circumstances and options right away with an experienced Chicago bankruptcy lawyer. If you’re a person who wants to do the right thing legally and move forward with your life, bankruptcy may or may not be the best… Read More »

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Fewer Bankruptcies, But Many Still Struggle

By Jessica Holguin |

In the United States in the summer of 2015, bankruptcy filings are declining. According to the American Bankruptcy Institute (ABI), credit card debt, a leading cause of personal bankruptcies, is at the lowest level since 2006. Last year, the overall number of bankruptcies was lower than in any year since 2007. Consumer debts from… Read More »

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